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Advantage Checking


  • Minimum to open - $0
  • Free Checks (100 per year)
  • Unlimited check writing
  • Free debit card (1 per year per account owner)
  • Unlimited transactions
  • No service charge fee with minimum balance of $5,000.00*
  • If the balance in any statement cycle drops below $5,000.00 - $10.00 service charge*
  • Estatements available at no charge
  • One year Safe Deposit Box rental free (based on availability)
  • Competitive Interest rates*



Balance Interest APY
$5,000 - $24,999.99 .30% .30%
$25,000 - $49,999.99 .40% .40%
$50,000 - $249,999.99 .55% .55%
$250,000 or Higher .75% .75%
*Annual Percentage Yield (APY) accurate as of 02/01/2023 and subject to change at any time. Fees may reduce earnings. Minimum balance of $5,000.00 required to obtain APY. 

We offer special rates for consumer CNB Advantage Accounts that maintain higher balances than stated above.  Contact your account officer for details.

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