| Personal Card - Low Rate |
Personal Card - World / Preferred Points Rewards |
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FEATURES:
- No annual fee
- Low introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
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FEATURES:
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
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Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard®
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
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Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
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Fees
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Fees
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*All credit cards are issued through TIB, The Independent BankersBank, N.A.
To Apply Now
- Download the PDF of the application - Personal Credit Card Application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162 or mail your application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Extraordinary benefits with Mastercard® including:
- Concierge Service2
- Price Protection
- Baggage Delay Insurance
- Car Rental Collision Damage Waiver Insurance
- Extended Warranty
- Travel Assistance
- Roadside Assistance
- Purchase Assurance
- Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
1 Please see application for information about current APRs and fees.
2 Concierge Services available with World Mastercard only.
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